Bankruptcy in Trotwood & Dayton

Helping Ohio Residents Achieve Bankruptcy Relief Since 2003

If you are no longer able to meet your obligations due to financial hardship, you may be considering filing for bankruptcy.

If you decide to do so, you will be stating that you’re incapable of meeting your debt payments on time. Should you be successful, an Ohio court will impose an order declaring you legally bankrupt, at which time you have the opportunity to make a fresh start wherever your debts are concerned.

The two most common bankruptcy options that Ohio residents pursue are Chapter 7 bankruptcy and Chapter 13 bankruptcy. As an experienced bankruptcy lawyer, Thomas D. Berry can review your financial situation and help to determine which option is best for you.

Filing for bankruptcy can immediately cease any harassing calls and letters from creditors and collection agencies, curb wage reductions, end repossessions and delay foreclosures, providing a fresh start for you and your family.
Also known as “liquidation,” a Chapter 7 bankruptcy is the most common form of bankruptcy and provides relief for those who are in extreme debt. Chapter 7 is the quickest bankruptcy option and will give you a chance to begin rebuilding your credit score. Reach out today to learn more about this option.
If you are unable to meet the requirements of a Chapter 7 bankruptcy, Chapter 13 bankruptcy may be the best option for you. Chapter 13 bankruptcy allows you to repay debt through a court approved payment plan. Attorney Thomas D. Berry will work with you to determine whether this option is right for you.

Thomas D. Berry Attorney at Law is committed to helping residents of Trotwood, Dayton and Montgomery County successfully resolve their bankruptcy matters. Call (937) 278-9333 today to schedule your free consultation.